{"id":3,"date":"2025-11-24T09:32:33","date_gmt":"2025-11-24T09:32:33","guid":{"rendered":"https:\/\/creditlink.in\/?page_id=3"},"modified":"2025-11-26T01:40:07","modified_gmt":"2025-11-25T20:10:07","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/creditlink.in\/hi\/privacy-policy\/","title":{"rendered":"\u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3\" class=\"elementor elementor-3\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05d9a79 e-flex e-con-boxed e-con e-parent\" data-id=\"05d9a79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1685291 elementor-widget elementor-widget-html\" data-id=\"1685291\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"en\">\r\n<head>\r\n<meta charset=\"UTF-8\">\r\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\r\n<title>Privacy Policy - Creditlink<\/title>\r\n<style>\r\n    body {font-family: Arial, sans-serif; background:#f8f9fa; margin:0; padding:20px; line-height:1.7; color:#333;}\r\n    .container {max-width:900px; margin:auto; background:#fff; padding:30px; border-radius:10px; box-shadow:0 0 10px rgba(0,0,0,0.1);}\r\n    h1 {text-align:center; margin-bottom:20px;}\r\n    h2 {margin-top:25px; color:#222;}\r\n    p, li {font-size:16px;}\r\n<\/style>\r\n<\/head>\r\n\r\n<body>\r\n<div class=\"container\">\r\n\r\n    <h1>\u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f<\/h1>\r\n    <p><strong>Website:<\/strong> www.creditlink.in<br>\r\n    <strong>\u0908\u092e\u0947\u0932:<\/strong> contact@creditlink.in<br>\r\n    <strong>Last Updated:<\/strong> 26 November 2025<\/p>\r\n\r\n    <h2>1. Introduction<\/h2>\r\n    <p>Your privacy is important to us. This Privacy Policy explains how Creditlink (\u201cwe\u201d, \u201cour\u201d, \u201cus\u201d) collects, uses, shares, and protects your personal information when you use our website or apply for loans through our platform.<\/p>\r\n\r\n    <h2>2. Information We Collect<\/h2>\r\n    <p>We may collect the following information when you submit a loan request:<\/p>\r\n    <ul>\r\n        <li>Name, mobile number, email address<\/li>\r\n        <li>Address and location information<\/li>\r\n        <li>PAN, Aadhaar or other identity information<\/li>\r\n        <li>Income details, employment information, bank statements<\/li>\r\n        <li>Credit score or financial behaviour (if shared voluntarily)<\/li>\r\n        <li>Any documents required by partner banks\/NBFCs<\/li>\r\n        <li>IP address, device info and browsing behaviour on our site<\/li>\r\n    <\/ul>\r\n\r\n    <h2>3. How We Use Your Information<\/h2>\r\n    <p>Your information is used strictly for:<\/p>\r\n    <ul>\r\n        <li>Processing your loan application<\/li>\r\n        <li>Sharing details with our registered partner banks and NBFCs<\/li>\r\n        <li>Contacting you for verification or additional information<\/li>\r\n        <li>Improving our website and customer experience<\/li>\r\n        <li>Legal, regulatory and compliance requirements<\/li>\r\n    <\/ul>\r\n\r\n    <h2>4. Sharing of Information<\/h2>\r\n    <p>We share your information only with:<\/p>\r\n    <ul>\r\n        <li>Authorized partner banks, NBFCs and financial institutions<\/li>\r\n        <li>Verification partners for document\/ID verification<\/li>\r\n        <li>Service providers who help run our website<\/li>\r\n        <li>Law enforcement or government authorities (only when legally required)<\/li>\r\n    <\/ul>\r\n    <p>We do <strong>not<\/strong> sell, rent, or trade your personal information.<\/p>\r\n\r\n    <h2>5. Consent<\/h2>\r\n    <p>By submitting your loan details, you consent to:<\/p>\r\n    <ul>\r\n        <li>Being contacted via phone, SMS, WhatsApp or email<\/li>\r\n        <li>Sharing your information with partner lenders<\/li>\r\n        <li>Verification of your documents and application<\/li>\r\n    <\/ul>\r\n\r\n    <h2>6. Cookies & Tracking<\/h2>\r\n    <p>We may use cookies to analyse website usage and improve performance. You may disable cookies through your browser.<\/p>\r\n\r\n    <h2>7. Data Protection & Security<\/h2>\r\n    <p>We take reasonable security measures to protect your personal data.  \r\n    However, no online platform is 100% secure, and we cannot guarantee absolute security.<\/p>\r\n\r\n    <h2>8. Third-Party Links<\/h2>\r\n    <p>Our website may contain links to external websites. We are not responsible for their privacy practices.<\/p>\r\n\r\n    <h2>9. Your Rights<\/h2>\r\n    <p>You may request:<\/p>\r\n    <ul>\r\n        <li>Access to your personal data<\/li>\r\n        <li>Correction of incorrect information<\/li>\r\n        <li>Deletion of your data (unless required for legal purposes)<\/li>\r\n        <li>To withdraw consent for communication<\/li>\r\n    <\/ul>\r\n\r\n    <h2>10. Retention of Data<\/h2>\r\n    <p>We retain your data only as long as necessary for loan processing, regulatory compliance, or as required by law.<\/p>\r\n\r\n    <h2>11. Changes to This Policy<\/h2>\r\n    <p>We may update this Privacy Policy at any time. Updated versions will be posted on this page with the revised date.<\/p>\r\n\r\n    <h2>12. Contact Us<\/h2>\r\n    <p>If you have questions about this Privacy Policy or your data, contact us at:<br>\r\n    <strong>\u0908\u092e\u0947\u0932:<\/strong> contact@creditlink.in<br>\r\n    <strong>Website:<\/strong> www.creditlink.in<\/p>\r\n\r\n<\/div>\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Privacy Policy &#8211; Creditlink Privacy Policy Website: www.creditlink.in Email: contact@creditlink.in Last Updated: 26 November 2025 1. 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