{"id":23,"date":"2025-11-24T17:43:12","date_gmt":"2025-11-24T12:13:12","guid":{"rendered":"https:\/\/creditlink.in\/?page_id=23"},"modified":"2025-11-26T01:37:39","modified_gmt":"2025-11-25T20:07:39","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/creditlink.in\/hi\/terms-conditions\/","title":{"rendered":"\u0928\u093f\u092f\u092e \u0914\u0930 \u0936\u0930\u094d\u0924\u0947\u0902"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"23\" class=\"elementor elementor-23\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c3c370e e-flex e-con-boxed e-con e-parent\" data-id=\"c3c370e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9034078 elementor-widget elementor-widget-html\" data-id=\"9034078\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"en\">\r\n<head>\r\n<meta charset=\"UTF-8\">\r\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\r\n<title>Terms & Conditions - Creditlink<\/title>\r\n<style>\r\n    body {font-family: Arial, sans-serif; background:#f8f9fa; margin:0; padding:20px; line-height:1.7; color:#333;}\r\n    .container {max-width:900px; margin:auto; background:#fff; padding:30px; border-radius:10px; box-shadow:0 0 10px rgba(0,0,0,0.1);}\r\n    h1 {text-align:center; margin-bottom:20px;}\r\n    h2 {margin-top:25px; color:#222;}\r\n    p, li {font-size:16px;}\r\n<\/style>\r\n<\/head>\r\n\r\n<body>\r\n<div class=\"container\">\r\n\r\n    <h1>Terms & Conditions<\/h1>\r\n    <p><strong>Website:<\/strong> www.creditlink.in<br>\r\n    <strong>\u0908\u092e\u0947\u0932:<\/strong> contact@creditlink.in<br>\r\n    <strong>Last Updated:<\/strong> 26 November 2025<\/p>\r\n\r\n    <h2>1. Introduction<\/h2>\r\n    <p>By using Creditlink or applying for any loan through our website, you agree to these Terms & Conditions. Please read them carefully.<\/p>\r\n\r\n    <h2>2. Role of Creditlink<\/h2>\r\n    <p>Creditlink is <strong>not a lender<\/strong>. We act as a Direct Selling Agent (DSA) and connect customers with registered Banks and NBFCs.  \r\n    All loan decisions (approval, rejection, interest rates, charges) are taken only by the lender.<\/p>\r\n\r\n    <h2>3. Loan Application<\/h2>\r\n    <ul>\r\n        <li>You agree Creditlink and lending partners may contact you for loan processing.<\/li>\r\n        <li>You confirm that all information provided is accurate and truthful.<\/li>\r\n        <li>False information may result in rejection of your loan request.<\/li>\r\n    <\/ul>\r\n\r\n    <h2>4. No Upfront Fees<\/h2>\r\n    <p>Creditlink does <strong>not charge any upfront fees<\/strong>.  \r\n    If anyone asks you for payment for loan approval, please report it to: <strong>contact@creditlink.in<\/strong>.<\/p>\r\n\r\n    <h2>5. Interest Rates & Charges<\/h2>\r\n    <p>All charges such as interest rates, processing fees, pre-closure charges, and penalties are decided by the lender.  \r\n    Creditlink has no control over these fees.<\/p>\r\n\r\n    <h2>6. Approval & Disbursement<\/h2>\r\n    <ul>\r\n        <li>Loan approval is not guaranteed.<\/li>\r\n        <li>Approval depends on the lender\u2019s eligibility policy and documentation.<\/li>\r\n        <li>Creditlink is not responsible for delays caused by the bank or NBFC.<\/li>\r\n    <\/ul>\r\n\r\n    <h2>7. Customer Responsibilities<\/h2>\r\n    <ul>\r\n        <li>Provide proper and correct documents.<\/li>\r\n        <li>Not misrepresent income or financial status.<\/li>\r\n        <li>Repay the loan on time to avoid penalties.<\/li>\r\n    <\/ul>\r\n\r\n    <h2>8. Data Privacy<\/h2>\r\n    <p>Your submitted information is used only for loan processing and shared only with certified partner banks\/NBFCs.  \r\n    We do not sell or misuse your personal data.<\/p>\r\n\r\n    <h2>9. Limitation of Liability<\/h2>\r\n    <p>Creditlink is not responsible for:<\/p>\r\n    <ul>\r\n        <li>Loan approval or rejection<\/li>\r\n        <li>Processing delays<\/li>\r\n        <li>Interest rates or charges applied by the lender<\/li>\r\n        <li>Any dispute between the customer and the lender<\/li>\r\n    <\/ul>\r\n\r\n    <h2>10. Third-Party Links<\/h2>\r\n    <p>Our website may contain links to third-party financial institutions.  \r\n    Creditlink is not responsible for their content or policies.<\/p>\r\n\r\n    <h2>11. Changes to Terms<\/h2>\r\n    <p>We may update these Terms & Conditions at any time. Continued use of our website means you accept the updated terms.<\/p>\r\n\r\n    <h2>12. Contact Information<\/h2>\r\n    <p>For any questions or complaints:<br>\r\n    <strong>\u0908\u092e\u0947\u0932:<\/strong> contact@creditlink.in<br>\r\n    <strong>Website:<\/strong> www.creditlink.in<\/p>\r\n\r\n<\/div>\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Terms &#038; Conditions &#8211; Creditlink Terms &#038; Conditions Website: www.creditlink.in Email: contact@creditlink.in Last Updated: 26 November 2025 1. 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