गोपनीयता नीति
Website: www.creditlink.in
ईमेल: contact@creditlink.in
Last Updated: 26 November 2025
1. Introduction
Your privacy is important to us. This Privacy Policy explains how Creditlink (“we”, “our”, “us”) collects, uses, shares, and protects your personal information when you use our website or apply for loans through our platform.
2. Information We Collect
We may collect the following information when you submit a loan request:
- Name, mobile number, email address
- Address and location information
- PAN, Aadhaar or other identity information
- Income details, employment information, bank statements
- Credit score or financial behaviour (if shared voluntarily)
- Any documents required by partner banks/NBFCs
- IP address, device info and browsing behaviour on our site
3. How We Use Your Information
Your information is used strictly for:
- Processing your loan application
- Sharing details with our registered partner banks and NBFCs
- Contacting you for verification or additional information
- Improving our website and customer experience
- Legal, regulatory and compliance requirements
4. Sharing of Information
We share your information only with:
- Authorized partner banks, NBFCs and financial institutions
- Verification partners for document/ID verification
- Service providers who help run our website
- Law enforcement or government authorities (only when legally required)
We do not sell, rent, or trade your personal information.
5. Consent
By submitting your loan details, you consent to:
- Being contacted via phone, SMS, WhatsApp or email
- Sharing your information with partner lenders
- Verification of your documents and application
6. Cookies & Tracking
We may use cookies to analyse website usage and improve performance. You may disable cookies through your browser.
7. Data Protection & Security
We take reasonable security measures to protect your personal data. However, no online platform is 100% secure, and we cannot guarantee absolute security.
8. Third-Party Links
Our website may contain links to external websites. We are not responsible for their privacy practices.
9. Your Rights
You may request:
- Access to your personal data
- Correction of incorrect information
- Deletion of your data (unless required for legal purposes)
- To withdraw consent for communication
10. Retention of Data
We retain your data only as long as necessary for loan processing, regulatory compliance, or as required by law.
11. Changes to This Policy
We may update this Privacy Policy at any time. Updated versions will be posted on this page with the revised date.
12. Contact Us
If you have questions about this Privacy Policy or your data, contact us at:
ईमेल: contact@creditlink.in
Website: www.creditlink.in